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ZIP 12306 · Schenectady

Who lives in ZIP code 12306 (Schenectady, NY): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Schenectady, NY · Schenectady County

uszips 2026
People27,865
Median age38.9
Household income$83,202
Home value$222,594
Median rent$1,228/mo
Poverty8.6%
College degree+29.8%
Commute22 min

Place

Metro area
Albany-Schenectady-Troy, NY
Wider region
Albany-Schenectady, NY
Time zone
Eastern
Density
245 / sq mi
Housing units
11,895

Spans 2 counties

Schenectady96%
Albany4%

Share of the ZIP's people in each county.

Age mix

Under 1011.3%
10–1912.1%
20s13.7%
30s14.0%
40s12.2%
50s13.0%
60s12.6%
70s8.0%
80+3.2%

16.7% are 65 or older; 78.5% are adults.

Household income

Under $25K10.8%
$25K–50K15.4%
$50K–75K16.1%
$75K–100K21.2%
$100K–150K18.1%
$150K+18.3%

36.4% of households earn $100K+. Median per person: $47,532.

Education (adults 25+)

Less than high school5.3%
High school28.7%
Some college36.1%
Bachelor's16.7%
Graduate13.1%

47.4% of degrees are in STEM fields.

Race

White79.5%
Black5.4%
Asian2.5%
Native American0.0%
Pacific Islander0.1%
Other2.4%
Two or more10.0%

8.1% Hispanic or Latino (of any race).

Households & family

Married
46.1%
Never married
36.4%
Divorced
12.2%
Widowed
5.3%
Family size
3.01
Dual-income families
55.0%

Housing

Own their home
68.6%
Rent burden
25.3%
Men / women
50% / 50%

Work

In labor force
66.3%
Unemployment
4.5%
Self-employed
7.7%
Farmers
0.3%

Community

Charitable givers
26.3%
Veterans
6.5%
With a disability
13.0%
No health insurance
3.2%
Limited English
1.8%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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