ZIP 12304 · Schenectady
Who lives in ZIP code 12304 (Schenectady, NY): age, income, housing, education and work.
Source: uszips 2026 (ACS-based ZIP file)
2026 ZIP profile
Schenectady, NY · Schenectady County
uszips 2026
People22,403
Median age41.0
Household income$69,235
Home value$180,486
Median rent$1,100/mo
Poverty22.1%
College degree+25.6%
Commute23 min
Place
- Metro area
- Albany-Schenectady-Troy, NY
- Wider region
- Albany-Schenectady, NY
- Time zone
- Eastern
- Density
- 1,298 / sq mi
- Housing units
- 9,306
Spans 2 counties
Share of the ZIP's people in each county.
Age mix
19.0% are 65 or older; 77.5% are adults.
Household income
31.3% of households earn $100K+. Median per person: $38,242.
Education (adults 25+)
46.6% of degrees are in STEM fields.
Race
7.5% Hispanic or Latino (of any race).
Households & family
- Married
- 38.5%
- Never married
- 35.9%
- Divorced
- 17.9%
- Widowed
- 7.7%
- Family size
- 3.11
- Dual-income families
- 43.2%
Housing
- Own their home
- 59.6%
- Rent burden
- 44.8%
- Men / women
- 48% / 52%
Work
- In labor force
- 58.6%
- Unemployment
- 8.6%
- Self-employed
- 7.1%
- Farmers
- 0.0%
Community
- Charitable givers
- 19.3%
- Veterans
- 4.3%
- With a disability
- 16.7%
- No health insurance
- 3.1%
- Limited English
- 2.0%
Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.