ZIP 12303 · Schenectady
Who lives in ZIP code 12303 (Schenectady, NY): age, income, housing, education and work.
Source: uszips 2026 (ACS-based ZIP file)
2026 ZIP profile
Schenectady, NY · Albany County
uszips 2026
People29,360
Median age41.3
Household income$84,375
Home value$237,753
Median rent$1,140/mo
Poverty14.2%
College degree+35.8%
Commute22 min
Place
- Metro area
- Albany-Schenectady-Troy, NY
- Wider region
- Albany-Schenectady, NY
- Time zone
- Eastern
- Density
- 728 / sq mi
- Housing units
- 11,910
Spans 2 counties
Share of the ZIP's people in each county.
Age mix
18.9% are 65 or older; 78.2% are adults.
Household income
41.4% of households earn $100K+. Median per person: $44,732.
Education (adults 25+)
50.8% of degrees are in STEM fields.
Race
8.6% Hispanic or Latino (of any race).
Households & family
- Married
- 46.6%
- Never married
- 33.5%
- Divorced
- 13.1%
- Widowed
- 6.8%
- Family size
- 3.07
- Dual-income families
- 58.9%
Housing
- Own their home
- 74.1%
- Rent burden
- 41.1%
- Men / women
- 48% / 52%
Work
- In labor force
- 61.9%
- Unemployment
- 4.8%
- Self-employed
- 9.2%
- Farmers
- 0.0%
Community
- Charitable givers
- 27.5%
- Veterans
- 6.0%
- With a disability
- 12.0%
- No health insurance
- 3.5%
- Limited English
- 3.6%
Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.