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ZIP 12302 · Schenectady

Who lives in ZIP code 12302 (Schenectady, NY): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Schenectady, NY · Schenectady County

uszips 2026
People28,031
Median age43.3
Household income$98,163
Home value$256,918
Median rent$1,247/mo
Poverty4.7%
College degree+42.0%
Commute24 min

Place

Metro area
Albany-Schenectady-Troy, NY
Wider region
Albany-Schenectady, NY
Time zone
Eastern
Density
250 / sq mi
Housing units
11,759

Spans 2 counties

Schenectady91%
Saratoga9%

Share of the ZIP's people in each county.

Age mix

Under 1010.2%
10–1913.2%
20s10.3%
30s12.4%
40s12.7%
50s12.8%
60s10.8%
70s11.9%
80+5.9%

22.8% are 65 or older; 79.0% are adults.

Household income

Under $25K9.5%
$25K–50K15.0%
$50K–75K13.1%
$75K–100K13.2%
$100K–150K23.2%
$150K+25.9%

49.1% of households earn $100K+. Median per person: $52,394.

Education (adults 25+)

Less than high school4.3%
High school22.5%
Some college31.2%
Bachelor's23.4%
Graduate18.6%

46.1% of degrees are in STEM fields.

Race

White90.8%
Black1.5%
Asian1.6%
Native American0.2%
Pacific Islander0.0%
Other0.9%
Two or more4.9%

2.8% Hispanic or Latino (of any race).

Households & family

Married
50.6%
Never married
29.3%
Divorced
12.8%
Widowed
7.4%
Family size
2.96
Dual-income families
53.5%

Housing

Own their home
75.8%
Rent burden
30.3%
Men / women
47% / 53%

Work

In labor force
62.8%
Unemployment
4.7%
Self-employed
9.3%
Farmers
0.1%

Community

Charitable givers
34.6%
Veterans
6.2%
With a disability
12.2%
No health insurance
2.5%
Limited English
0.5%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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