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ZIP 12197 · Worcester

Who lives in ZIP code 12197 (Worcester, NY): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Worcester, NY · Otsego County

uszips 2026
People2,298
Median age45.1
Household income$77,778
Home value$165,298
Median rent$732/mo
Poverty18.9%
College degree+27.5%
Commute28 min

Place

Metro area
Oneonta, NY (micro)
Time zone
Eastern
Density
14 / sq mi
Housing units
828

County

Otsego100%

Share of the ZIP's people in each county.

Age mix

Under 1013.3%
10–1913.0%
20s12.2%
30s7.0%
40s12.4%
50s12.6%
60s13.9%
70s11.2%
80+4.4%

19.6% are 65 or older; 80.9% are adults.

Household income

Under $25K18.2%
$25K–50K13.4%
$50K–75K17.3%
$75K–100K13.8%
$100K–150K19.0%
$150K+18.4%

37.4% of households earn $100K+. Median per person: $33,934.

Education (adults 25+)

Less than high school4.5%
High school29.3%
Some college38.7%
Bachelor's13.0%
Graduate14.5%

32.6% of degrees are in STEM fields.

Race

White81.7%
Black1.0%
Asian0.0%
Native American0.0%
Pacific Islander0.0%
Other8.2%
Two or more9.1%

11.7% Hispanic or Latino (of any race).

Households & family

Married
52.6%
Never married
32.3%
Divorced
9.4%
Widowed
5.7%
Family size
3.10
Dual-income families
38.0%

Housing

Own their home
89.6%
Rent burden
—
Men / women
48% / 52%

Work

In labor force
57.3%
Unemployment
4.0%
Self-employed
10.4%
Farmers
3.1%

Community

Charitable givers
11.5%
Veterans
5.5%
With a disability
14.1%
No health insurance
1.9%
Limited English
0.7%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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