ZIP 12092 · Howes Cave
Who lives in ZIP code 12092 (Howes Cave, NY): age, income, housing, education and work.
Source: uszips 2026 (ACS-based ZIP file)
2026 ZIP profile
Howes Cave, NY · Schoharie County
uszips 2026
People1,208
Median age45.3
Household income$58,615
Home value—
Median rent$1,039/mo
Poverty25.7%
College degree+28.7%
Commute25 min
Place
- Metro area
- Albany-Schenectady-Troy, NY
- Wider region
- Albany-Schenectady, NY
- Time zone
- Eastern
- Density
- 30 / sq mi
- Housing units
- 573
County
Share of the ZIP's people in each county.
Age mix
23.0% are 65 or older; 81.9% are adults.
Household income
32.3% of households earn $100K+. Median per person: $36,861.
Education (adults 25+)
54.1% of degrees are in STEM fields.
Race
5.8% Hispanic or Latino (of any race).
Households & family
- Married
- 46.8%
- Never married
- 29.1%
- Divorced
- 15.3%
- Widowed
- 8.8%
- Family size
- 2.72
- Dual-income families
- 42.3%
Housing
- Own their home
- 64.9%
- Rent burden
- —
- Men / women
- 58% / 43%
Work
- In labor force
- 54.9%
- Unemployment
- 4.5%
- Self-employed
- 7.1%
- Farmers
- 0.0%
Community
- Charitable givers
- 16.1%
- Veterans
- 6.8%
- With a disability
- 21.8%
- No health insurance
- 0.2%
- Limited English
- 0.0%
Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.