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ZIP 12032 · Caroga Lake

Who lives in ZIP code 12032 (Caroga Lake, NY): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Caroga Lake, NY · Hamilton County

uszips 2026
People662
Median age55.2
Household income$65,789
Home value$191,448
Median rent—
Poverty6.1%
College degree+20.7%
Commute37 min

Place

Metro area
Outside any metro
Time zone
Eastern
Density
3 / sq mi
Housing units
352

Spans 2 counties

Hamilton56%
Fulton44%

Share of the ZIP's people in each county.

Age mix

Under 106.8%
10–193.7%
20s3.2%
30s20.1%
40s6.2%
50s19.5%
60s14.6%
70s17.0%
80+9.1%

33.4% are 65 or older; 91.1% are adults.

Household income

Under $25K16.8%
$25K–50K19.6%
$50K–75K19.0%
$75K–100K7.7%
$100K–150K25.3%
$150K+11.6%

36.9% of households earn $100K+. Median per person: $38,705.

Education (adults 25+)

Less than high school11.2%
High school41.5%
Some college26.7%
Bachelor's10.2%
Graduate10.5%

35.0% of degrees are in STEM fields.

Race

White98.8%
Black0.2%
Asian0.0%
Native American0.0%
Pacific Islander0.0%
Other0.0%
Two or more1.1%

0.6% Hispanic or Latino (of any race).

Households & family

Married
54.1%
Never married
13.9%
Divorced
9.5%
Widowed
22.5%
Family size
2.35
Dual-income families
49.5%

Housing

Own their home
93.5%
Rent burden
—
Men / women
42% / 58%

Work

In labor force
55.5%
Unemployment
2.1%
Self-employed
8.3%
Farmers
0.0%

Community

Charitable givers
18.8%
Veterans
4.1%
With a disability
9.1%
No health insurance
1.7%
Limited English
0.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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