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ZIP 12020 · Ballston Spa

Who lives in ZIP code 12020 (Ballston Spa, NY): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Ballston Spa, NY · Saratoga County

uszips 2026
People34,937
Median age42.2
Household income$107,112
Home value$330,639
Median rent$1,612/mo
Poverty6.1%
College degree+44.6%
Commute26 min

Place

Metro area
Albany-Schenectady-Troy, NY
Wider region
Albany-Schenectady, NY
Time zone
Eastern
Density
179 / sq mi
Housing units
14,563

County

Saratoga100%

Share of the ZIP's people in each county.

Age mix

Under 1011.1%
10–1910.0%
20s12.6%
30s14.0%
40s13.2%
50s12.9%
60s12.8%
70s10.1%
80+3.3%

18.4% are 65 or older; 79.9% are adults.

Household income

Under $25K6.2%
$25K–50K12.7%
$50K–75K12.7%
$75K–100K13.9%
$100K–150K23.5%
$150K+31.0%

54.5% of households earn $100K+. Median per person: $57,387.

Education (adults 25+)

Less than high school6.1%
High school22.3%
Some college27.0%
Bachelor's25.0%
Graduate19.6%

47.6% of degrees are in STEM fields.

Race

White88.8%
Black2.1%
Asian2.1%
Native American0.1%
Pacific Islander0.0%
Other1.2%
Two or more5.7%

3.4% Hispanic or Latino (of any race).

Households & family

Married
52.7%
Never married
28.8%
Divorced
13.6%
Widowed
4.9%
Family size
2.88
Dual-income families
56.7%

Housing

Own their home
70.2%
Rent burden
23.2%
Men / women
50% / 50%

Work

In labor force
65.6%
Unemployment
3.3%
Self-employed
9.7%
Farmers
0.5%

Community

Charitable givers
29.1%
Veterans
6.0%
With a disability
12.5%
No health insurance
2.5%
Limited English
1.2%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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