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ZIP 10516 · Cold Spring

Who lives in ZIP code 10516 (Cold Spring, NY): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Cold Spring, NY · Putnam County

uszips 2026
People5,362
Median age47.1
Household income$140,225
Home value$639,570
Median rent$1,824/mo
Poverty5.6%
College degree+63.0%
Commute42 min

Place

Metro area
New York-Newark-Jersey City, NY-NJ
Wider region
New York-Newark, NY-NJ-CT-PA
Metro division
New York-Jersey City-White Plains, NY-NJ
Time zone
Eastern
Density
66 / sq mi
Housing units
2,213

County

Putnam100%

Share of the ZIP's people in each county.

Age mix

Under 109.2%
10–1912.5%
20s6.0%
30s12.8%
40s14.3%
50s14.7%
60s16.6%
70s7.8%
80+6.0%

21.7% are 65 or older; 79.2% are adults.

Household income

Under $25K6.5%
$25K–50K10.0%
$50K–75K10.7%
$75K–100K11.8%
$100K–150K15.4%
$150K+45.7%

61.1% of households earn $100K+. Median per person: $73,412.

Education (adults 25+)

Less than high school2.8%
High school15.9%
Some college18.3%
Bachelor's30.6%
Graduate32.4%

30.5% of degrees are in STEM fields.

Race

White86.0%
Black4.0%
Asian1.0%
Native American0.0%
Pacific Islander0.0%
Other0.8%
Two or more8.1%

5.4% Hispanic or Latino (of any race).

Households & family

Married
56.2%
Never married
27.2%
Divorced
12.3%
Widowed
4.2%
Family size
2.97
Dual-income families
62.7%

Housing

Own their home
74.3%
Rent burden
26.0%
Men / women
50% / 50%

Work

In labor force
67.8%
Unemployment
3.9%
Self-employed
21.9%
Farmers
0.0%

Community

Charitable givers
46.7%
Veterans
5.0%
With a disability
8.5%
No health insurance
2.7%
Limited English
1.2%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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