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ZIP 10512 · Carmel

Who lives in ZIP code 10512 (Carmel, NY): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Carmel, NY · Putnam County

uszips 2026
People24,234
Median age44.7
Household income$117,701
Home value$409,710
Median rent$1,492/mo
Poverty6.8%
College degree+43.3%
Commute39 min

Place

Metro area
New York-Newark-Jersey City, NY-NJ
Wider region
New York-Newark, NY-NJ-CT-PA
Metro division
New York-Jersey City-White Plains, NY-NJ
Time zone
Eastern
Density
179 / sq mi
Housing units
9,232

County

Putnam100%

Share of the ZIP's people in each county.

Age mix

Under 109.1%
10–1911.0%
20s11.4%
30s11.8%
40s14.6%
50s14.2%
60s13.7%
70s9.0%
80+5.0%

20.5% are 65 or older; 81.9% are adults.

Household income

Under $25K11.8%
$25K–50K12.0%
$50K–75K9.7%
$75K–100K8.4%
$100K–150K20.2%
$150K+37.9%

58.1% of households earn $100K+. Median per person: $52,023.

Education (adults 25+)

Less than high school6.0%
High school25.7%
Some college24.9%
Bachelor's24.0%
Graduate19.3%

43.6% of degrees are in STEM fields.

Race

White72.9%
Black3.5%
Asian2.4%
Native American0.4%
Pacific Islander0.1%
Other10.7%
Two or more10.0%

20.5% Hispanic or Latino (of any race).

Households & family

Married
53.8%
Never married
29.3%
Divorced
9.5%
Widowed
7.4%
Family size
3.12
Dual-income families
60.0%

Housing

Own their home
82.7%
Rent burden
37.1%
Men / women
49% / 52%

Work

In labor force
61.3%
Unemployment
3.7%
Self-employed
12.2%
Farmers
0.0%

Community

Charitable givers
45.3%
Veterans
5.5%
With a disability
13.6%
No health insurance
2.2%
Limited English
2.2%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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