ZIP 10512 · Carmel
Who lives in ZIP code 10512 (Carmel, NY): age, income, housing, education and work.
Source: uszips 2026 (ACS-based ZIP file)
2026 ZIP profile
Carmel, NY · Putnam County
uszips 2026
People24,234
Median age44.7
Household income$117,701
Home value$409,710
Median rent$1,492/mo
Poverty6.8%
College degree+43.3%
Commute39 min
Place
- Metro area
- New York-Newark-Jersey City, NY-NJ
- Wider region
- New York-Newark, NY-NJ-CT-PA
- Metro division
- New York-Jersey City-White Plains, NY-NJ
- Time zone
- Eastern
- Density
- 179 / sq mi
- Housing units
- 9,232
County
Share of the ZIP's people in each county.
Age mix
20.5% are 65 or older; 81.9% are adults.
Household income
58.1% of households earn $100K+. Median per person: $52,023.
Education (adults 25+)
43.6% of degrees are in STEM fields.
Race
20.5% Hispanic or Latino (of any race).
Households & family
- Married
- 53.8%
- Never married
- 29.3%
- Divorced
- 9.5%
- Widowed
- 7.4%
- Family size
- 3.12
- Dual-income families
- 60.0%
Housing
- Own their home
- 82.7%
- Rent burden
- 37.1%
- Men / women
- 49% / 52%
Work
- In labor force
- 61.3%
- Unemployment
- 3.7%
- Self-employed
- 12.2%
- Farmers
- 0.0%
Community
- Charitable givers
- 45.3%
- Veterans
- 5.5%
- With a disability
- 13.6%
- No health insurance
- 2.2%
- Limited English
- 2.2%
Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.