Tampa-St. Petersburg-Clearwater, FL Metro Area

Tampa-St. Petersburg-Clearwater, FL · Metro Area

3,304,691Population

A metropolitan statistical area of 4 counties (3 central, 1 outlying). The counties are tied together by commuting: people live in one and work in another.

Median household income: $74,392
Median home value: $345,100
Land area: 2,514 sq mi

Market now

Counties in this metro area

Central counties hold the urban core; outlying counties are linked to it by commuting.

County	Role	Population	Median income	Median home value
Hillsborough County, FL	Central	1,522,748	$79,540	$371,500
Pinellas County, FL	Central	963,481	$72,646	$355,100
Pasco County, FL	Central	611,444	$70,492	$300,900
Hernando County, FL	Outlying	207,018	$66,058	$276,000

Largest cities and towns

126 places in our city pages lie in this area; the 25 largest are shown.

Place	Type	Population	Median income
Tampa, FL	City	401,618	$75,475
St. Petersburg, FL	City	262,732	$75,192
Spring Hill, FL	CDP	119,983	$68,432
Brandon, FL	CDP	119,767	$79,685
Clearwater, FL	City	117,247	$66,381
Riverview, FL	CDP	113,697	$100,438
Town 'n' Country, FL	CDP	85,928	$73,538
Largo, FL	City	82,617	$62,096
Wesley Chapel, FL	CDP	76,011	$107,504
Palm Harbor, FL	CDP	61,512	$78,935
Pinellas Park, FL	City	53,560	$63,432
University, FL	CDP	48,127	$37,207
Plant City, FL	City	40,887	$67,439
Valrico, FL	CDP	40,239	$104,839
Land O' Lakes, FL	CDP	38,910	$98,568
Carrollwood, FL	CDP	36,725	$81,959
Dunedin, FL	City	36,062	$74,477
Egypt Lake-Leto, FL	CDP	35,873	$54,032
Sun City Center, FL	CDP	33,548	$73,528
Apollo Beach, FL	CDP	33,355	$127,617
East Lake, FL	CDP	33,283	$99,333
Lake Magdalene, FL	CDP	32,083	$75,594
Ruskin, FL	CDP	29,834	$79,235
East Lake-Orient Park, FL	CDP	29,213	$56,573
Citrus Park, FL	CDP	28,804	$93,457

Demographic Rates

Poverty Rate

12%

Unemployment

4.6%

College Educated

34.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1701, S2301, S1501

Race & Ethnicity

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table B02001, B03003

Income Profile

Median Household Income

$74,392

Mean Household Income

$105,526

Income Distribution

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1901, S1902, S1903, B19013, B19113

Sex Distribution

Male

48.9%

Female

51.1%

Population Split

Male48.9%

Female51.1%

The sex distribution of a population provides insight into the demographic balance of a community. Significant skews in this ratio can be influenced by local industries (e.g., military bases, mining, or tech hubs), educational institutions, or migration patterns. Understanding this balance is essential for planning public health initiatives and social services.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S0101

Ancestry

German11.0%

Irish9.7%

English9.4%

Italian7.0%

Mexican3.7%

Polish2.7%

French2.0%

Scottish1.7%

African0.8%

Reported ancestry groups representing the cultural heritage of the population. Percentages may not sum to 100% as residents may report multiple ancestries or none.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table B04006

Immigration & Nativity

Nativity Status

15.5%Foreign Born

84.5%Native Born

Citizenship Status

Naturalized57.5%

Non-Citizen42.5%

Period of Entry

2010 or Later37.0%

Before 201063.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table B05001, B05002

Housing Characteristics

Total Housing Units

1,515,178

Median Rent

$1,628/mo

Median Home Value

$345,100

Median Year Built

1986

Housing Tenure

Housing Types

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table DP04

Education Enrollment

Total Enrolled

718,446

College Enrollment

21.9%

High School

21.1%

College Educated

34.9%

K-12 Enrollment

Higher Education

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1401, S1501

Transportation & Commute

Mean Commute Time

28.3 min

Drive Alone Rate

67.3%

Public Transit

0.8%

Work From Home

20.1%

Commute Mode

Vehicle Ownership

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S0801, B08141

Age Distribution

Under 18

19.4%

18-34 Years

21.1%

35-64 Years

39.2%

65+ Years

20.3%

Population Composition

Under 1819.4%

18-3421.1%

35-6439.2%

65+20.3%

The age distribution of a community impacts local services, school requirements, and the labor market. A higher percentage of youth suggests a need for schools and family services, while a larger senior population may indicate a retirement destination or a need for healthcare services.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S0101

Household Composition

Married Couples

44.7%

Single Parent

5.5%

Living Alone

30.8%

Avg Size

2.44

Household Types

Married Couples44.7%

Single Parent5.5%

Living Alone30.8%

Household composition offers insights into the social fabric of a community. A high percentage of married couples often correlates with stability and higher household incomes, while a significant number of single-person households may indicate a younger transient population or an aging community.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1101

Economic Profile

Per Capita Income

$43,878

SNAP Usage

11.3%

Health Insurance

89.3%

Household Income Breakdown

Under $25k14.8%

$25k - $50k18.5%

$50k - $100k29.5%

$100k+37.2%

Key Industries

Manufacturing

5.8%

Retail Trade

11.9%

Education & Health Care

21.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1901, S2201, DP03

Health & Disability

Disability Rate

14.5%With Disability

Percentage of the civilian noninstitutionalized population with a disability.

Health Insurance Coverage

89.3%With Coverage

Percentage of the civilian noninstitutionalized population with health insurance coverage.

Why this matters: High disability rates may indicate a need for accessible infrastructure and specialized healthcare services. Health insurance coverage is a key indicator of a community's access to preventative care and financial resilience against medical emergencies.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1810, S2701

Technology Access

Broadband Internet

92.2%vs ~90% National Avg

Computer Ownership

96.6%vs ~95% National Avg

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S2801

Cost of Living & Housing

Cost of Living Scale

Lower is better

100.9

0130

Below average< 97

Near average97 - 103

Above average> 103

Prices compared with the US average (100). 105 means about 5% more expensive than average.

Housing Affordability

Higher is better

109.3

0200

Hard to Afford< 80

Moderate80 - 100

Affordable> 100

100 means a family earning the median family income just qualifies to buy the median-value home (20% down, 30-year loan at 6.72%).

Source: BEA Regional Price Parities · NAR affordability formula with Census ACS 2020–2024 incomes and home values and the Freddie Mac 30-year rate (2024)

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