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Spirit Lake, IA Micro Area

Spirit Lake, IA · Micro Area

17,990Population

A micropolitan statistical area of 1 county, part of the Spencer-Spirit Lake, IA combined area. The counties are tied together by commuting: people live in one and work in another.

Median household income
$75,432
Median home value
$270,700
Land area
381 sq mi
47 people per sq mi

Market now

Counties in this micro area

Central counties hold the urban core; outlying counties are linked to it by commuting.

CountyRolePopulationMedian incomeMedian home value
Dickinson County, IACentral17,990$75,432$270,700

Largest cities and towns

10 places in our city pages lie in this area.

PlaceTypePopulationMedian income
Spirit Lake, IACity5,518$65,720
Milford, IACity3,311$63,369
Lake Park, IACity1,184$74,500
Okoboji, IACity969$73,000
Arnolds Park, IACity922$86,833
Orleans, IACity527$74,750
Wahpeton, IACity443$107,917
West Okoboji, IACity418$66,250
Terril, IACity290$43,889
Superior, IACity111$75,625

Also in the Spencer-Spirit Lake, IA combined area

Demographic Rates

Poverty Rate
7.6%
Unemployment
3%
College Educated
31.2%
Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1701, S2301, S1501

Race & Ethnicity

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table B02001, B03003

Income Profile

Median Household Income
$75,432
Mean Household Income
$102,164

Income Distribution

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1901, S1902, S1903, B19013, B19113

Sex Distribution

Male
50.3%
Female
49.7%

Population Split

Male50.3%
Female49.7%

The sex distribution of a population provides insight into the demographic balance of a community. Significant skews in this ratio can be influenced by local industries (e.g., military bases, mining, or tech hubs), educational institutions, or migration patterns. Understanding this balance is essential for planning public health initiatives and social services.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S0101

Ancestry

German41.0%
Irish11.1%
English8.3%
Mexican2.1%
Scottish1.9%
French1.8%
Italian1.2%
Polish0.8%
African0.2%
Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table B04006

Immigration & Nativity

Nativity Status

1.2%Foreign Born
98.8%Native Born

Citizenship Status

Naturalized29.2%
Non-Citizen70.8%

Period of Entry

2010 or Later21.5%
Before 201078.5%
Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table B05001, B05002

Housing Characteristics

Total Housing Units
14,206
Median Rent
$922/mo
Median Home Value
$270,700
Median Year Built
1979

Housing Tenure

Housing Types

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table DP04

Education Enrollment

Total Enrolled
2,831
College Enrollment
7.7%
High School
24.9%
College Educated
31.2%

K-12 Enrollment

Higher Education

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1401, S1501

Transportation & Commute

Mean Commute Time
16.7 min
Drive Alone Rate
77.7%
Public Transit
0.0%
Work From Home
10.5%

Commute Mode

Vehicle Ownership

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S0801, B08141

Age Distribution

Under 18
19.1%
18-34 Years
15.9%
35-64 Years
36.8%
65+ Years
28.2%

Population Composition

Under 1819.1%
18-3415.9%
35-6436.8%
65+28.2%

The age distribution of a community impacts local services, school requirements, and the labor market. A higher percentage of youth suggests a need for schools and family services, while a larger senior population may indicate a retirement destination or a need for healthcare services.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S0101

Household Composition

Married Couples
51.8%
Single Parent
2.7%
Living Alone
32.8%
Avg Size
2.00

Household Types

Married Couples51.8%
Single Parent2.7%
Living Alone32.8%

Household composition offers insights into the social fabric of a community. A high percentage of married couples often correlates with stability and higher household incomes, while a significant number of single-person households may indicate a younger transient population or an aging community.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1101

Economic Profile

Per Capita Income
$48,636
SNAP Usage
4.5%
Health Insurance
97.4%

Household Income Breakdown

Under $25k14.5%
$25k - $50k15.9%
$50k - $100k32.5%
$100k+37.0%

Key Industries

Manufacturing
20.6%
Retail Trade
10.6%
Education & Health Care
21.4%
Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1901, S2201, DP03

Health & Disability

Disability Rate

14.7%With Disability

Percentage of the civilian noninstitutionalized population with a disability.

Health Insurance Coverage

97.4%With Coverage

Percentage of the civilian noninstitutionalized population with health insurance coverage.

Why this matters: High disability rates may indicate a need for accessible infrastructure and specialized healthcare services. Health insurance coverage is a key indicator of a community's access to preventative care and financial resilience against medical emergencies.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1810, S2701

Technology Access

Broadband Internet
90.8%vs ~90% National Avg
Computer Ownership
96.2%vs ~95% National Avg
Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S2801

Cost of Living & Housing

Cost of Living Scale

Lower is better
84.1
0130
Below average< 97
Near average97 - 103
Above average> 103

Prices compared with the US average (100). 105 means about 5% more expensive than average.

Housing Affordability

Higher is better
155.3
0200
Hard to Afford< 80
Moderate80 - 100
Affordable> 100

100 means a family earning the median family income just qualifies to buy the median-value home (20% down, 30-year loan at 6.72%).

Source: BEA Regional Price Parities · NAR affordability formula with Census ACS 2020–2024 incomes and home values and the Freddie Mac 30-year rate (2024)

The BEA publishes price levels for metro areas only, so for this micro area the cost-of-living figure is the state's average for areas outside metros.