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Louisville/Jefferson County, KY-IN Metro Area

Louisville/Jefferson County, KY-IN · Metro Area

1,372,558Population

A metropolitan statistical area of 12 counties (5 central, 7 outlying), part of the Louisville/Jefferson County--Elizabethtown, KY-IN combined area. The counties are tied together by commuting: people live in one and work in another.

Median household income
$73,863
Median home value
$248,700
Land area
3,960 sq mi
347 people per sq mi

Market now

Counties in this metro area

Central counties hold the urban core; outlying counties are linked to it by commuting.

CountyRolePopulationMedian incomeMedian home value
Jefferson County, KYCentral783,022$69,866$248,400
Clark County, INCentral124,354$74,214$222,900
Bullitt County, KYCentral84,027$80,558$247,200
Floyd County, INCentral80,918$79,704$251,000
Oldham County, KYCentral69,257$122,497$393,100
Shelby County, KYOutlying49,096$82,604$304,800
Nelson County, KYOutlying47,606$69,562$238,000
Harrison County, INOutlying39,859$74,475$229,600
Meade County, KYOutlying30,158$74,355$207,900
Washington County, INOutlying28,212$64,641$172,200
Spencer County, KYOutlying20,193$102,618$330,000
Henry County, KYOutlying15,856$63,347$197,900

Largest cities and towns

194 places in our city pages lie in this area; the 25 largest are shown.

PlaceTypePopulationMedian income
Louisville, KYCity631,818$66,849
Jeffersonville (Township), IN—62,645$62,247
New Albany (Township), IN—52,011$65,344
Jeffersonville, INCity51,043$70,930
New Albany, INCity37,581$54,710
Jeffersontown, KYCity29,199$81,506
Clarksville, INTown22,016$60,467
Mount Washington, KYCity18,480$96,239
Shelbyville, KYCity17,668$75,610
St. Matthews, KYCity17,577$82,412
Charlestown (Township), IN—15,847$92,021
Shively, KYCity15,638$50,221
Shepherdsville, KYCity14,533$71,476
Silver Creek, IN—14,213$75,732
Bardstown, KYCity13,804$51,381
Harrison, IN—13,545$66,722
Washington, IN—12,367$50,331
Georgetown (Township), IN—11,119$108,287
Lyndon, KYCity11,030$65,679
La Grange, KYCity10,311$88,464
Sellersburg, INTown10,137$72,179
Middletown, KYCity9,763$82,537
Hillview, KYCity8,797$68,111
Utica (Township), IN—8,603$102,897
Charlestown, INCity8,294$77,288

Also in the Louisville/Jefferson County--Elizabethtown, KY-IN combined area

Demographic Rates

Poverty Rate
12.3%
Unemployment
4.7%
College Educated
32.9%
Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1701, S2301, S1501

Race & Ethnicity

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table B02001, B03003

Income Profile

Median Household Income
$73,863
Mean Household Income
$99,557

Income Distribution

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1901, S1902, S1903, B19013, B19113

Sex Distribution

Male
49.2%
Female
50.8%

Population Split

Male49.2%
Female50.8%

The sex distribution of a population provides insight into the demographic balance of a community. Significant skews in this ratio can be influenced by local industries (e.g., military bases, mining, or tech hubs), educational institutions, or migration patterns. Understanding this balance is essential for planning public health initiatives and social services.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S0101

Ancestry

German16.6%
English13.3%
Irish12.5%
Mexican2.7%
Italian2.6%
Scottish2.0%
African1.9%
French1.7%
Polish1.1%
Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table B04006

Immigration & Nativity

Nativity Status

7.0%Foreign Born
93.0%Native Born

Citizenship Status

Naturalized41.2%
Non-Citizen58.8%

Period of Entry

2010 or Later53.9%
Before 201046.1%
Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table B05001, B05002

Housing Characteristics

Total Housing Units
602,727
Median Rent
$1,116/mo
Median Home Value
$248,700
Median Year Built
1978

Housing Tenure

Housing Types

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table DP04

Education Enrollment

Total Enrolled
307,364
College Enrollment
16.5%
High School
23.8%
College Educated
32.9%

K-12 Enrollment

Higher Education

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1401, S1501

Transportation & Commute

Mean Commute Time
24.1 min
Drive Alone Rate
74.6%
Public Transit
0.9%
Work From Home
13.2%

Commute Mode

Vehicle Ownership

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S0801, B08141

Age Distribution

Under 18
22.4%
18-34 Years
21.8%
35-64 Years
38.7%
65+ Years
17.1%

Population Composition

Under 1822.4%
18-3421.8%
35-6438.7%
65+17.1%

The age distribution of a community impacts local services, school requirements, and the labor market. A higher percentage of youth suggests a need for schools and family services, while a larger senior population may indicate a retirement destination or a need for healthcare services.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S0101

Household Composition

Married Couples
44.6%
Single Parent
6.9%
Living Alone
30.8%
Avg Size
2.41

Household Types

Married Couples44.6%
Single Parent6.9%
Living Alone30.8%

Household composition offers insights into the social fabric of a community. A high percentage of married couples often correlates with stability and higher household incomes, while a significant number of single-person households may indicate a younger transient population or an aging community.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1101

Economic Profile

Per Capita Income
$41,207
SNAP Usage
9.7%
Health Insurance
94.6%

Household Income Breakdown

Under $25k15.0%
$25k - $50k18.6%
$50k - $100k30.8%
$100k+35.6%

Key Industries

Manufacturing
13.9%
Retail Trade
10.7%
Education & Health Care
22.9%
Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1901, S2201, DP03

Health & Disability

Disability Rate

14.6%With Disability

Percentage of the civilian noninstitutionalized population with a disability.

Health Insurance Coverage

94.6%With Coverage

Percentage of the civilian noninstitutionalized population with health insurance coverage.

Why this matters: High disability rates may indicate a need for accessible infrastructure and specialized healthcare services. Health insurance coverage is a key indicator of a community's access to preventative care and financial resilience against medical emergencies.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1810, S2701

Technology Access

Broadband Internet
90.8%vs ~90% National Avg
Computer Ownership
94.9%vs ~95% National Avg
Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S2801

Cost of Living & Housing

Cost of Living Scale

Lower is better
93.1
0130
Below average< 97
Near average97 - 103
Above average> 103

Prices compared with the US average (100). 105 means about 5% more expensive than average.

Housing Affordability

Higher is better
150.6
0200
Hard to Afford< 80
Moderate80 - 100
Affordable> 100

100 means a family earning the median family income just qualifies to buy the median-value home (20% down, 30-year loan at 6.72%).

Source: BEA Regional Price Parities · NAR affordability formula with Census ACS 2020–2024 incomes and home values and the Freddie Mac 30-year rate (2024)