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Fort Collins-Loveland, CO Metro Area

Fort Collins-Loveland, CO · Metro Area

367,368Population

A metropolitan statistical area of 1 county. The counties are tied together by commuting: people live in one and work in another.

Median household income
$93,765
Median home value
$569,100
Land area
2,596 sq mi
142 people per sq mi

Market now

Counties in this metro area

Central counties hold the urban core; outlying counties are linked to it by commuting.

CountyRolePopulationMedian incomeMedian home value
Larimer County, COCentral367,368$93,765$569,100

Largest cities and towns

9 places in our city pages lie in this area.

PlaceTypePopulationMedian income
Fort Collins, COCity170,229$85,070
Loveland, COCity78,410$84,604
Johnstown, COTown18,883$128,995
Wellington, COTown11,798$107,017
Berthoud, COTown6,368$101,817
Estes Park, COTown5,844$85,956
Timnath, COTown2,947$162,976
Laporte, COCDP1,771$87,313
Red Feather Lakes, COCDP365$138,696

Demographic Rates

Poverty Rate
11.2%
Unemployment
4.8%
College Educated
53%
Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1701, S2301, S1501

Race & Ethnicity

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table B02001, B03003

Income Profile

Median Household Income
$93,765
Mean Household Income
$122,424

Income Distribution

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1901, S1902, S1903, B19013, B19113

Sex Distribution

Male
50.0%
Female
50.0%

Population Split

Male50.0%
Female50.0%

The sex distribution of a population provides insight into the demographic balance of a community. Significant skews in this ratio can be influenced by local industries (e.g., military bases, mining, or tech hubs), educational institutions, or migration patterns. Understanding this balance is essential for planning public health initiatives and social services.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S0101

Ancestry

German25.3%
English16.7%
Irish12.8%
Mexican9.2%
Italian5.5%
Scottish3.8%
French3.0%
Polish2.9%
African0.3%
Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table B04006

Immigration & Nativity

Nativity Status

5.5%Foreign Born
94.5%Native Born

Citizenship Status

Naturalized52.1%
Non-Citizen47.9%

Period of Entry

2010 or Later31.0%
Before 201069.0%
Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table B05001, B05002

Housing Characteristics

Total Housing Units
164,690
Median Rent
$1,716/mo
Median Home Value
$569,100
Median Year Built
1993

Housing Tenure

Housing Types

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table DP04

Education Enrollment

Total Enrolled
98,507
College Enrollment
35.6%
High School
16.7%
College Educated
53.0%

K-12 Enrollment

Higher Education

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1401, S1501

Transportation & Commute

Mean Commute Time
23.4 min
Drive Alone Rate
66.3%
Public Transit
0.7%
Work From Home
21.4%

Commute Mode

Vehicle Ownership

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S0801, B08141

Age Distribution

Under 18
18.3%
18-34 Years
29.0%
35-64 Years
35.3%
65+ Years
17.4%

Population Composition

Under 1818.3%
18-3429.0%
35-6435.3%
65+17.4%

The age distribution of a community impacts local services, school requirements, and the labor market. A higher percentage of youth suggests a need for schools and family services, while a larger senior population may indicate a retirement destination or a need for healthcare services.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S0101

Household Composition

Married Couples
49.3%
Single Parent
3.7%
Living Alone
26.2%
Avg Size
2.31

Household Types

Married Couples49.3%
Single Parent3.7%
Living Alone26.2%

Household composition offers insights into the social fabric of a community. A high percentage of married couples often correlates with stability and higher household incomes, while a significant number of single-person households may indicate a younger transient population or an aging community.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1101

Economic Profile

Per Capita Income
$51,165
SNAP Usage
7.7%
Health Insurance
94.4%

Household Income Breakdown

Under $25k11.9%
$25k - $50k14.1%
$50k - $100k27.2%
$100k+46.9%

Key Industries

Manufacturing
9.5%
Retail Trade
10.1%
Education & Health Care
25.0%
Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1901, S2201, DP03

Health & Disability

Disability Rate

10.7%With Disability

Percentage of the civilian noninstitutionalized population with a disability.

Health Insurance Coverage

94.4%With Coverage

Percentage of the civilian noninstitutionalized population with health insurance coverage.

Why this matters: High disability rates may indicate a need for accessible infrastructure and specialized healthcare services. Health insurance coverage is a key indicator of a community's access to preventative care and financial resilience against medical emergencies.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1810, S2701

Technology Access

Broadband Internet
93.1%vs ~90% National Avg
Computer Ownership
98.0%vs ~95% National Avg
Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S2801

Cost of Living & Housing

Cost of Living Scale

Lower is better
101.1
0130
Below average< 97
Near average97 - 103
Above average> 103

Prices compared with the US average (100). 105 means about 5% more expensive than average.

Housing Affordability

Higher is better
86.6
0200
Hard to Afford< 80
Moderate80 - 100
Affordable> 100

100 means a family earning the median family income just qualifies to buy the median-value home (20% down, 30-year loan at 6.72%).

Source: BEA Regional Price Parities · NAR affordability formula with Census ACS 2020–2024 incomes and home values and the Freddie Mac 30-year rate (2024)