Chambersburg, PA Metro Area

Chambersburg, PA · Metro Area

157,379Population

A metropolitan statistical area of 1 county, part of the Washington-Baltimore-Arlington, DC-MD-VA-WV-PA combined area. The counties are tied together by commuting: people live in one and work in another.

Median household income: $77,003
Median home value: $249,800
Land area: 772 sq mi

Market now

Counties in this metro area

Central counties hold the urban core; outlying counties are linked to it by commuting.

County	Role	Population	Median income	Median home value
Franklin County, PA	Central	157,379	$77,003	$249,800

Largest cities and towns

31 places in our city pages lie in this area; the 25 largest are shown.

Place	Type	Population	Median income
Chambersburg, PA	Borough	22,319	$56,576
Greene, PA	—	18,532	$87,691
Antrim, PA	—	16,018	$94,205
Guilford (Township), PA	—	14,819	$78,389
Washington, PA	—	13,368	$52,975
Hamilton, PA	—	11,466	$99,821
Waynesboro, PA	Borough	11,047	$66,956
Southampton, PA	—	8,576	$80,357
St. Thomas, PA	—	5,956	$73,642
Montgomery, PA	—	5,754	$98,640
Quincy, PA	—	5,312	$63,357
Peters, PA	—	4,466	$76,829
Greencastle, PA	Borough	4,222	$77,419
Guilford, PA	CDP	3,919	$123,962
Wayne Heights, PA	CDP	3,293	$83,700
State Line, PA	CDP	3,111	$85,913
Fayetteville, PA	CDP	2,593	$58,819
Letterkenny, PA	—	2,491	$82,629
Fannett, PA	—	2,358	$65,653
Lurgan, PA	—	1,954	$88,333
Mercersburg, PA	Borough	1,725	$66,114
Metal, PA	—	1,663	$79,750
Mont Alto, PA	Borough	1,632	$80,556
Scotland, PA	CDP	1,492	$70,096
Pen Mar, PA	CDP	1,171	$117,825

Also in the Washington-Baltimore-Arlington, DC-MD-VA-WV-PA combined area

Washington-Arlington-Alexandria, DC-VA-MD-WV · metro · 6,318,377 Baltimore-Columbia-Towson, MD · metro · 2,849,436 Hagerstown-Martinsburg, MD-WV · metro · 302,649 Lexington Park, MD · metro · 209,439 Winchester, VA-WV · metro · 146,386 Easton, MD · micro · 37,917 Lake of the Woods, VA · micro · 37,822 Cambridge, MD · micro · 32,754

Demographic Rates

Poverty Rate

8.5%

Unemployment

College Educated

24.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1701, S2301, S1501

Race & Ethnicity

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table B02001, B03003

Income Profile

Median Household Income

$77,003

Mean Household Income

$97,696

Income Distribution

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1901, S1902, S1903, B19013, B19113

Sex Distribution

Male

49.4%

Female

50.6%

Population Split

Male49.4%

Female50.6%

The sex distribution of a population provides insight into the demographic balance of a community. Significant skews in this ratio can be influenced by local industries (e.g., military bases, mining, or tech hubs), educational institutions, or migration patterns. Understanding this balance is essential for planning public health initiatives and social services.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S0101

Ancestry

German29.9%

Irish10.6%

English9.5%

Italian3.9%

Polish2.2%

Mexican2.1%

Scottish1.7%

French1.6%

African0.4%

Reported ancestry groups representing the cultural heritage of the population. Percentages may not sum to 100% as residents may report multiple ancestries or none.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table B04006

Immigration & Nativity

Nativity Status

3.7%Foreign Born

96.3%Native Born

Citizenship Status

Naturalized45.6%

Non-Citizen54.4%

Period of Entry

2010 or Later43.2%

Before 201056.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table B05001, B05002

Housing Characteristics

Total Housing Units

67,157

Median Rent

$1,093/mo

Median Home Value

$249,800

Median Year Built

1978

Housing Tenure

Housing Types

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table DP04

Education Enrollment

Total Enrolled

31,792

College Enrollment

12.4%

High School

24.6%

College Educated

24.7%

K-12 Enrollment

Higher Education

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1401, S1501

Transportation & Commute

Mean Commute Time

24.3 min

Drive Alone Rate

78.1%

Public Transit

0.1%

Work From Home

10.0%

Commute Mode

Vehicle Ownership

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S0801, B08141

Age Distribution

Under 18

22.0%

18-34 Years

19.7%

35-64 Years

38.1%

65+ Years

20.2%

Population Composition

Under 1822.0%

18-3419.7%

35-6438.1%

65+20.2%

The age distribution of a community impacts local services, school requirements, and the labor market. A higher percentage of youth suggests a need for schools and family services, while a larger senior population may indicate a retirement destination or a need for healthcare services.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S0101

Household Composition

Married Couples

52.6%

Single Parent

4.9%

Living Alone

27.1%

Avg Size

2.45

Household Types

Married Couples52.6%

Single Parent4.9%

Living Alone27.1%

Household composition offers insights into the social fabric of a community. A high percentage of married couples often correlates with stability and higher household incomes, while a significant number of single-person households may indicate a younger transient population or an aging community.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1101

Economic Profile

Per Capita Income

$39,977

SNAP Usage

11.0%

Health Insurance

91.1%

Household Income Breakdown

Under $25k10.9%

$25k - $50k18.8%

$50k - $100k34.4%

$100k+35.8%

Key Industries

Manufacturing

15.6%

Retail Trade

11.3%

Education & Health Care

24.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1901, S2201, DP03

Health & Disability

Disability Rate

16.0%With Disability

Percentage of the civilian noninstitutionalized population with a disability.

Health Insurance Coverage

91.1%With Coverage

Percentage of the civilian noninstitutionalized population with health insurance coverage.

Why this matters: High disability rates may indicate a need for accessible infrastructure and specialized healthcare services. Health insurance coverage is a key indicator of a community's access to preventative care and financial resilience against medical emergencies.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1810, S2701

Technology Access

Broadband Internet

89.1%vs ~90% National Avg

Computer Ownership

93.2%vs ~95% National Avg

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S2801

Cost of Living & Housing

Cost of Living Scale

Lower is better

94.6

0130

Below average< 97

Near average97 - 103

Above average> 103

Prices compared with the US average (100). 105 means about 5% more expensive than average.

Housing Affordability

Higher is better

148.3

0200

Hard to Afford< 80

Moderate80 - 100

Affordable> 100

100 means a family earning the median family income just qualifies to buy the median-value home (20% down, 30-year loan at 6.72%).

Source: BEA Regional Price Parities · NAR affordability formula with Census ACS 2020–2024 incomes and home values and the Freddie Mac 30-year rate (2024)

How can this information help me in marketing?